Boca Raton, Florida Individual Health Insurance

With so many different options, it can be confusing deciding on the right Florida health insurance plan. With the changing insurance laws and the cost of healthcare on the rise, you can't afford to take chances with the health of you and your family members. If an accident or illness strikes, paying high medical costs out of your own pocket can be a financial disaster. If your employer does not offer an adequate health benefit package, or if you are self employed, unemployed, retired, or a student, we can help you sort through the maze of different insurance options and find the right plan at a premium you can afford.

Prism Insurance Advisors, LLC will help you understand the different types of health insurance plans for you and your family. Although plans differ, they basically cover most medical, surgical, and hospital expenses and can cover most prescription drugs. Most plans offer free preventive health care.

Health Insurance options in Boca Raton, Florida

HMO - With HMO's all your health care services go through your primary care physician. You will need a referral before seeing specialists or other health care professionals. This usually means less paperwork and lower health care costs for everyone.

PPO - This plan offers more flexibility. You don't need a primary care physician referral and can go to any in-network health care professional you chose.

Obtaining the right Florida medical insurance coverage is crucial. If you prefer to have your care coordinated through your primary care doctor, an HMO plan might be the right choice for you. If you prefer more flexibility with your medical care or see a lot of specialists, you might look into a PPO plan.

Our team of professionals at Prism Insurance Advisors, LLC can help you sort through all the options and help you choose the right Florida health insurance plan for your specific needs.