Boca Raton, Florida Individual Disability Insurance

Individual disability insurance is used to replace lost income if you are disabled and cannot work due to an injury or illness.

At Prism Insurance Advisors, LLC we can tailor a Florida disability insurance policy to fit your individual needs.

Many studies say that Americans can have a long-term disability by the age of 65, so this complement to your health insurance is necessary.

An individual disability insurance policy is a good way to cover income losses, even for those who have some employer-paid coverage.

Disability benefits are tax-free if premums are paid with after-tax dollars.

There are 2 types of individual disability insurance policies: long-term and short-term.

Basic types of disability insurance in Boca Raton, Florida

• Individual disability income policy
• Social Security disability benefits
• Employer-paid disability benefits

Let Prism Insurance Advisors, LLC explain the different options you have when considering individual disability insurance in Boca Raton, Florida including the Boynton Beach, Delray Beach, Fort Lauderdale, Palm Beach Gardens, and West Palm Beach areas.